| Version | 1.0 |
| Effective Date | 01 March 2026 |
| Approved By | Compliance & Risk Committee |
| Next Review | 01 March 2027 |
Bayarcash Sdn. Bhd. (202201040365)
PT 2499 Tingkat 1, Kampung Cherang, 15200 Kota Bharu, Kelantan
trust-center@bayarcash.com
Bayarcash (“we,” “our,” “us”) uses cookies and similar tracking technologies on our website and app to enhance your experience, analyze usage, and improve our services. This policy explains what cookies are, how we use them, and your choices regarding cookies.
By using our website or app, you consent to the use of cookies in accordance with this policy.
Cookies are small text files stored on your device (computer, smartphone, or tablet) when you visit a website or use an app. They help websites remember your preferences, activity, and settings.
Types of cookies include:
| Type | Description |
|---|---|
| Session Cookies | Temporary cookies that expire when you close your browser. |
| Persistent Cookies | Remain on your device for a set period and help remember preferences for future visits. |
| First-party Cookies | Set by Bayarcash to improve your experience on our platform. |
| Third-party Cookies | Set by external services for analytics, advertising, or other purposes. |
Bayarcash uses cookies for the following purposes:
| Purpose | Description |
|---|---|
| Essential Cookies | Required for website and app functionality (e.g., login, account security, navigation). |
| Performance & Analytics Cookies | Help us understand how users interact with our platform and improve services. |
| Functional Cookies | Remember your preferences and settings (e.g., language, region). |
| Advertising & Marketing Cookies | Track user behaviour for personalised promotions and advertising (third-party cookies may apply). |
We may use third-party services, such as Google Analytics, to monitor website traffic and performance. These third parties may collect anonymous information about your usage. Bayarcash does not control these third-party cookies.
Cookies may collect personal or anonymous information. Bayarcash handles all data in accordance with our Privacy Policy and applicable data protection laws.
Bayarcash may update this policy from time to time. Updated versions will be posted on our website with a revised effective date.