Bayarcash

Cookie Policy

Version 1.0
Effective Date [Insert Date]
Approved By Compliance & Risk Committee
Next Review Date [Insert Date]

1. Introduction

Bayarcash (“we,” “our,” “us”) uses cookies and similar tracking technologies on our website and app to enhance your experience, analyze usage, and improve our services. This policy explains what cookies are, how we use them, and your choices regarding cookies.

By using our website or app, you consent to the use of cookies in accordance with this policy.

2. What Are Cookies?

Cookies are small text files stored on your device (computer, smartphone, or tablet) when you visit a website or use an app. They help websites remember your preferences, activity, and settings.

Types of cookies include:

TypeDescription
Session CookiesTemporary cookies that expire when you close your browser.
Persistent CookiesRemain on your device for a set period and help remember preferences for future visits.
First-party CookiesSet by Bayarcash to improve your experience on our platform.
Third-party CookiesSet by external services for analytics, advertising, or other purposes.

3. How We Use Cookies

Bayarcash uses cookies for the following purposes:

PurposeDescription
Essential CookiesRequired for website and app functionality (e.g., login, account security, navigation).
Performance & Analytics CookiesHelp us understand how users interact with our platform and improve services.
Functional CookiesRemember your preferences and settings (e.g., language, region).
Advertising & Marketing CookiesTrack user behaviour for personalised promotions and advertising (third-party cookies may apply).

4. Third-Party Cookies

We may use third-party services, such as Google Analytics, to monitor website traffic and performance. These third parties may collect anonymous information about your usage. Bayarcash does not control these third-party cookies.

  • You can manage or disable cookies through your browser or device settings.
  • Disabling cookies may affect the functionality of the Bayarcash website or app.
  • You can choose to accept or decline non-essential cookies via the cookie banner or consent tool on our website.

6. Data Protection

Cookies may collect personal or anonymous information. Bayarcash handles all data in accordance with our Privacy Policy and applicable data protection laws.

7. Updates to This Policy

Bayarcash may update this policy from time to time. Updated versions will be posted on our website with a revised effective date.

8. Contact Us

Email compliance@bayarcash.com
Address PT 2499 Tingkat 1, Kampung Cherang, 15200 Kota Bharu, Kelantan